Private household record · no bank login
Petrol on GPay, EMI on PhonePe, electricity on Paytm, ₹50,000 lent to a cousin at 1%. Hisaab puts every rupee in one place — whichever app you pay with.
Spent in October
to 17 Oct
₹59,378
3+
UPI apps the average household switches between for offers
0
of them show you a single monthly total across apps
1
place for spending, bills, chits and money given
01
Petrol, vegetables, chit, Wi-Fi, money given — big buttons, no typing.
02
₹500. Choose GPay, PhonePe, Paytm or cash — whichever has the offer today.
03
Hisaab hands you to the app. Come back, tap Paid. It counts only once you confirm.
Tap Petrol, type ₹500, then pay in GPay, PhonePe or Paytm. Hisaab keeps the record — the app doesn't matter.
Electricity, water, TV, insurance. See what's due, and a dated hint on which app had an offer.
1% or 2% a month — who owes what, whether they paid this month, principal left, and what you earned.
Instalment 8 of 20, paid to whom, on which day. No more notebook.
Where did October go? Where did the financial year go? One tap, by segment.
Search 'petrol' or 'Ramesh' and get the total or the loan maths instantly.
Hisaab works out each month's interest, applies payments to interest first and then principal, and tells you plainly who paid and who missed. Interest is never silently added to principal.
Ramesh Gowda
MissedCousin · 1% / month · due on the 5th
A full working demo with sample data. Pay a bill, record a loan payment, open the year view.
Open the demo